## Why
Guardian V2 should not override a managed approval-reviewer policy that excludes
the user reviewer.
## What changed
- Force `features.guardianv2` off when `allowed_approvals_reviewers` does not
include `user`, for both local requirements and cloud config bundles.
- Preserve Guardian V2 when the user reviewer remains allowed or when only
legacy Guardian feature settings are present.
- Return the effective disabled value through `config/read`.
## Testing
Added coverage for cloud requirements and the app-server config RPC.
GitOrigin-RevId: 82b6d0aaf47fbaa58ae349d4e56777cd442f5807