diff --git a/backend/internal/payment/load_balancer.go b/backend/internal/payment/load_balancer.go
index b6374a74d9..ab55b78816 100644
--- a/backend/internal/payment/load_balancer.go
+++ b/backend/internal/payment/load_balancer.go
@@ -90,6 +90,7 @@ func (lb *DefaultLoadBalancer) SelectInstance(ctx context.Context, providerKey s
 		InstanceID:     fmt.Sprintf("%d", selected.ID),
 		Config:         config,
 		SupportedTypes: selected.SupportedTypes,
+		PaymentMode:    selected.PaymentMode,
 	}, nil
 }
 
diff --git a/backend/internal/payment/provider/easypay.go b/backend/internal/payment/provider/easypay.go
index 46150856f3..5cf42c9eea 100644
--- a/backend/internal/payment/provider/easypay.go
+++ b/backend/internal/payment/provider/easypay.go
@@ -57,8 +57,9 @@ func (e *EasyPay) SupportedTypes() []payment.PaymentType {
 
 func (e *EasyPay) CreatePayment(ctx context.Context, req payment.CreatePaymentRequest) (*payment.CreatePaymentResponse, error) {
 	// Payment mode determined by instance config, not payment type.
-	// "redirect" → hosted page (submit.php); default → API call (mapi.php).
-	if e.config["paymentMode"] == "redirect" {
+	// "redirect"/"popup" → hosted page (submit.php); "qrcode"/default → API call (mapi.php).
+	mode := e.config["paymentMode"]
+	if mode == "redirect" || mode == "popup" {
 		return e.createRedirectPayment(req)
 	}
 	return e.createAPIPayment(ctx, req)
diff --git a/backend/internal/payment/types.go b/backend/internal/payment/types.go
index 26b5edde70..ab27dfeda0 100644
--- a/backend/internal/payment/types.go
+++ b/backend/internal/payment/types.go
@@ -126,6 +126,7 @@ type InstanceSelection struct {
 	InstanceID     string
 	Config         map[string]string
 	SupportedTypes string // Comma-separated list of supported payment types from the instance
+	PaymentMode    string // Payment display mode: "qrcode", "redirect", "popup"
 }
 
 // Provider defines the interface that all payment providers must implement.
diff --git a/backend/internal/service/payment_order.go b/backend/internal/service/payment_order.go
index b8416d7412..b1493e9408 100644
--- a/backend/internal/service/payment_order.go
+++ b/backend/internal/service/payment_order.go
@@ -275,7 +275,7 @@ func (s *PaymentService) invokeProvider(ctx context.Context, order *dbent.Paymen
 		return nil, fmt.Errorf("update order with payment details: %w", err)
 	}
 	s.writeAuditLog(ctx, order.ID, "ORDER_CREATED", fmt.Sprintf("user:%d", req.UserID), map[string]any{"amount": req.Amount, "paymentType": req.PaymentType, "orderType": req.OrderType})
-	return &CreateOrderResponse{OrderID: order.ID, Amount: order.Amount, PayAmount: payAmount, FeeRate: order.FeeRate, Status: OrderStatusPending, PaymentType: req.PaymentType, PayURL: pr.PayURL, QRCode: pr.QRCode, ClientSecret: pr.ClientSecret, ExpiresAt: order.ExpiresAt}, nil
+	return &CreateOrderResponse{OrderID: order.ID, Amount: order.Amount, PayAmount: payAmount, FeeRate: order.FeeRate, Status: OrderStatusPending, PaymentType: req.PaymentType, PayURL: pr.PayURL, QRCode: pr.QRCode, ClientSecret: pr.ClientSecret, ExpiresAt: order.ExpiresAt, PaymentMode: sel.PaymentMode}, nil
 }
 
 func (s *PaymentService) buildPaymentSubject(plan *dbent.SubscriptionPlan, payAmountStr string, cfg *PaymentConfig) string {
diff --git a/backend/internal/service/payment_service.go b/backend/internal/service/payment_service.go
index c5dd0ea1c1..d48e6e3c0b 100644
--- a/backend/internal/service/payment_service.go
+++ b/backend/internal/service/payment_service.go
@@ -81,6 +81,7 @@ type CreateOrderResponse struct {
 	QRCode       string    `json:"qr_code,omitempty"`
 	ClientSecret string    `json:"client_secret,omitempty"`
 	ExpiresAt    time.Time `json:"expires_at"`
+	PaymentMode  string    `json:"payment_mode,omitempty"`
 }
 
 type OrderListParams struct {
diff --git a/frontend/src/components/payment/PaymentProviderDialog.vue b/frontend/src/components/payment/PaymentProviderDialog.vue
index cb2871dda7..c101b3c7af 100644
--- a/frontend/src/components/payment/PaymentProviderDialog.vue
+++ b/frontend/src/components/payment/PaymentProviderDialog.vue
@@ -37,7 +37,7 @@
 
       <!-- Payment mode + Supported types (same row) -->
       <div class="flex flex-wrap items-end gap-4">
-        <div v-if="form.provider_key === 'easypay'">
+        <div v-if="form.provider_key === 'easypay' || form.provider_key === 'stripe'">
           <label class="input-label">
             {{ t('admin.settings.payment.paymentMode') }}
             <span class="text-red-500">*</span>
@@ -229,7 +229,9 @@ import {
   PROVIDER_CALLBACK_PATHS,
   WEBHOOK_PATHS,
   PAYMENT_MODE_REDIRECT,
-  PAYMENT_MODE_API,
+  PAYMENT_MODE_QRCODE,
+  PAYMENT_MODE_POPUP,
+  STRIPE_PAYMENT_MODES,
   getAvailableTypes,
   extractBaseUrl,
 } from './providerConfig'
@@ -266,7 +268,7 @@ const form = reactive({
   provider_key: 'easypay',
   supported_types: [] as string[],
   enabled: true,
-  payment_mode: PAYMENT_MODE_API,
+  payment_mode: PAYMENT_MODE_QRCODE,
   refund_enabled: false,
 })
 const config = reactive<Record<string, string>>({})
@@ -285,10 +287,19 @@ const stripeWebhookUrl = computed(() =>
 
 const callbackPaths = computed(() => PROVIDER_CALLBACK_PATHS[form.provider_key] || null)
 
-const paymentModeOptions = computed(() => [
-  { value: PAYMENT_MODE_REDIRECT, label: t('admin.settings.payment.modeRedirect') },
-  { value: PAYMENT_MODE_API, label: t('admin.settings.payment.modeQRCode') },
-])
+const paymentModeOptions = computed(() => {
+  if (form.provider_key === 'stripe') {
+    return STRIPE_PAYMENT_MODES.map((m) => ({
+      value: m,
+      label: m === PAYMENT_MODE_POPUP ? t('admin.settings.payment.modePopup') : t('admin.settings.payment.modeRedirect'),
+    }))
+  }
+  return [
+    { value: PAYMENT_MODE_QRCODE, label: t('admin.settings.payment.modeQRCode') },
+    { value: PAYMENT_MODE_REDIRECT, label: t('admin.settings.payment.modeRedirect') },
+    { value: PAYMENT_MODE_POPUP, label: t('admin.settings.payment.modePopup') },
+  ]
+})
 
 const availableTypes = computed(() => {
   const base = getAvailableTypes(form.provider_key, props.allPaymentTypes, props.redirectLabel)
@@ -438,7 +449,7 @@ function handleSave() {
     name: form.name,
     supported_types: form.supported_types,
     enabled: form.enabled,
-    payment_mode: form.provider_key === 'easypay' ? form.payment_mode : '',
+    payment_mode: (form.provider_key === 'easypay' || form.provider_key === 'stripe') ? form.payment_mode : '',
     refund_enabled: form.refund_enabled,
     config: filteredConfig,
     limits: serializeLimits(),
@@ -457,7 +468,7 @@ function reset(defaultKey: string) {
   form.provider_key = defaultKey
   form.supported_types = [...(PROVIDER_SUPPORTED_TYPES[defaultKey] || [])]
   form.enabled = true
-  form.payment_mode = defaultKey === 'easypay' ? PAYMENT_MODE_API : ''
+  form.payment_mode = defaultKey === 'easypay' ? PAYMENT_MODE_QRCODE : defaultKey === 'stripe' ? PAYMENT_MODE_POPUP : ''
   form.refund_enabled = false
   clearConfig()
   applyDefaults()
@@ -468,7 +479,7 @@ function loadProvider(provider: ProviderInstance) {
   form.provider_key = provider.provider_key
   form.supported_types = provider.supported_types
   form.enabled = provider.enabled
-  form.payment_mode = provider.payment_mode || PAYMENT_MODE_API
+  form.payment_mode = provider.payment_mode || (provider.provider_key === 'stripe' ? PAYMENT_MODE_POPUP : PAYMENT_MODE_QRCODE)
   form.refund_enabled = provider.refund_enabled
   clearConfig()
   // Pre-fill config from API response (non-sensitive in cleartext, sensitive masked as ••••••••)
diff --git a/frontend/src/components/payment/ProviderCard.vue b/frontend/src/components/payment/ProviderCard.vue
index 7a6cf2a9b9..dc276534f2 100644
--- a/frontend/src/components/payment/ProviderCard.vue
+++ b/frontend/src/components/payment/ProviderCard.vue
@@ -68,7 +68,7 @@ import Icon from '@/components/icons/Icon.vue'
 import ToggleSwitch from './ToggleSwitch.vue'
 import type { ProviderInstance } from '@/types/payment'
 import type { TypeOption } from './providerConfig'
-import { PAYMENT_MODE_REDIRECT, PAYMENT_MODE_API } from './providerConfig'
+import { PAYMENT_MODE_REDIRECT, PAYMENT_MODE_QRCODE, PAYMENT_MODE_POPUP } from './providerConfig'
 
 const PROVIDER_KEY_LABELS: Record<string, string> = {
   easypay: 'admin.settings.payment.providerEasypay',
@@ -96,7 +96,8 @@ const keyLabel = computed(() => t(PROVIDER_KEY_LABELS[props.provider.provider_ke
 
 const modeLabel = computed(() => {
   if (props.provider.payment_mode === PAYMENT_MODE_REDIRECT) return t('admin.settings.payment.modeRedirect')
-  if (props.provider.payment_mode === PAYMENT_MODE_API) return t('admin.settings.payment.modeQRCode')
+  if (props.provider.payment_mode === PAYMENT_MODE_QRCODE) return t('admin.settings.payment.modeQRCode')
+  if (props.provider.payment_mode === PAYMENT_MODE_POPUP) return t('admin.settings.payment.modePopup')
   return ''
 })
 
diff --git a/frontend/src/components/payment/providerConfig.ts b/frontend/src/components/payment/providerConfig.ts
index 58ddc896c6..7e29148653 100644
--- a/frontend/src/components/payment/providerConfig.ts
+++ b/frontend/src/components/payment/providerConfig.ts
@@ -34,14 +34,18 @@ export const PROVIDER_SUPPORTED_TYPES: Record<string, string[]> = {
 }
 
 /** Available payment modes for EasyPay providers. */
-export const EASYPAY_PAYMENT_MODES = ['redirect', 'api'] as const
+export const EASYPAY_PAYMENT_MODES = ['qrcode', 'redirect', 'popup'] as const
+
+/** Available payment modes for Stripe providers. */
+export const STRIPE_PAYMENT_MODES = ['popup', 'redirect'] as const
 
 /** Fixed display order for user-facing payment methods */
 export const METHOD_ORDER = ['alipay', 'wxpay', 'stripe'] as const
 
 /** Payment mode constants */
+export const PAYMENT_MODE_QRCODE = 'qrcode'
 export const PAYMENT_MODE_REDIRECT = 'redirect'
-export const PAYMENT_MODE_API = 'api'
+export const PAYMENT_MODE_POPUP = 'popup'
 
 /** Window features for payment popup windows */
 export const POPUP_WINDOW_FEATURES = 'width=520,height=700,left=200,top=100,scrollbars=yes,resizable=yes'
diff --git a/frontend/src/i18n/locales/en.ts b/frontend/src/i18n/locales/en.ts
index 375b646a85..5af278a8a4 100644
--- a/frontend/src/i18n/locales/en.ts
+++ b/frontend/src/i18n/locales/en.ts
@@ -4377,6 +4377,7 @@ export default {
         paymentMode: 'Payment Mode',
         modeRedirect: 'Redirect',
         modeQRCode: 'QR Code',
+        modePopup: 'Popup',
         validationNameRequired: 'Provider name is required',
         validationTypesRequired: 'Please select at least one supported payment type',
         validationFieldRequired: '{field} is required',
diff --git a/frontend/src/i18n/locales/zh.ts b/frontend/src/i18n/locales/zh.ts
index ef922c6d15..b6edc5e025 100644
--- a/frontend/src/i18n/locales/zh.ts
+++ b/frontend/src/i18n/locales/zh.ts
@@ -4550,6 +4550,7 @@ export default {
         paymentMode: '支付模式',
         modeRedirect: '跳转',
         modeQRCode: '二维码',
+        modePopup: '弹窗',
         validationNameRequired: '服务商名称不能为空',
         validationTypesRequired: '请至少选择一种支持的支付方式',
         validationFieldRequired: '{field} 不能为空',
diff --git a/frontend/src/types/payment.ts b/frontend/src/types/payment.ts
index cb292edb74..ce7fbcc6fe 100644
--- a/frontend/src/types/payment.ts
+++ b/frontend/src/types/payment.ts
@@ -147,6 +147,7 @@ export interface CreateOrderResult {
   client_secret?: string
   pay_amount: number
   expires_at: string
+  payment_mode?: string
 }
 
 export interface DashboardStats {
diff --git a/frontend/src/views/user/PaymentView.vue b/frontend/src/views/user/PaymentView.vue
index 76f7d76189..9197856428 100644
--- a/frontend/src/views/user/PaymentView.vue
+++ b/frontend/src/views/user/PaymentView.vue
@@ -310,13 +310,21 @@ async function createOrder(orderAmount: number, orderType: string, planId?: numb
       order_type: orderType,
       plan_id: planId,
     })
+    const mode = result.payment_mode || 'popup'
+    const openWindow = (url: string) => {
+      if (mode === 'redirect') {
+        window.open(url, '_blank')
+      } else {
+        window.open(url, 'paymentPopup', POPUP_WINDOW_FEATURES)
+      }
+    }
     if (result.client_secret) {
-      // Stripe: open in popup window, show waiting state inline
+      // Stripe: open payment page, show waiting state inline
       const stripeUrl = router.resolve({
         path: '/payment/stripe',
         query: { order_id: String(result.order_id), client_secret: result.client_secret },
       }).href
-      window.open(stripeUrl, 'paymentPopup', POPUP_WINDOW_FEATURES)
+      openWindow(stripeUrl)
       paymentState.value = {
         orderId: result.order_id, qrCode: '', expiresAt: '',
         paymentType: selectedMethod.value, payUrl: stripeUrl,
@@ -330,8 +338,8 @@ async function createOrder(orderAmount: number, orderType: string, planId?: numb
       }
       paymentPhase.value = 'paying'
     } else if (result.pay_url) {
-      // Redirect mode: open in popup, show waiting state inline
-      window.open(result.pay_url, 'paymentPopup', POPUP_WINDOW_FEATURES)
+      // Redirect/popup mode: open payment URL, show waiting state inline
+      openWindow(result.pay_url)
       paymentState.value = {
         orderId: result.order_id, qrCode: '', expiresAt: result.expires_at || '',
         paymentType: selectedMethod.value, payUrl: result.pay_url,